Mortgage Broker Saint John NB: The Mortgage Group - Cindy MacFarland

Cindy MacFarland || December 12, 2025

The Bank of Canada hit pause. Is this as low as rates will go?

The Bank of Canada held its policy rate at 2.25% this week, a decision most had already been expecting. After four cuts over the past year, the question now isn’t what just happened, but what comes...

Cindy MacFarland || December 03, 2025

Budget 2025. Key changes homeowners and buyers should know

Budget updates can shift the outlook for anyone planning to buy, renovate, or refinance, and 2025 is no exception. Several programs have wrapped up, a few new measures were introduced, and some...

Cindy MacFarland || November 07, 2025

Did October’s jobs report just put Bank of Canada rate cuts on hold?

Canada’s job market picked up again in October, adding 67,000 jobs (+0.3%) and pushing the unemployment rate down to 6.9%. It marked the second straight monthly increase, reversing...

Cindy MacFarland || November 05, 2025

How Cars, Boats, and Other Loans Can Affect Your Mortgage Approval

It’s easy to think that if you’re managing your bills comfortably, adding a mortgage to the mix won’t be a problem. But when it comes to qualifying for a mortgage, lenders don’t see it quite the same...