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My Mortgage Blog — Latest Posts
Will the Bank of Canada Hike Early on Inflation Concerns?
Earlier this week, we learned that Canada’s headline CPI inflation rose to a 30-year high of 4.8% in December. That had a number of economists concerned, with many saying the...
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Home Surtax Explored as Prices Continue to Rise
As new home prices marked the 20th consecutive month of growth, a new report backed by Canada’s housing agency called for a new annual tax to help address affordability. The...
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No Changes to the Mortgage Stress Tests
If you’re in the market for a home—and a mortgage—you’ll have to continue to prove you can afford monthly payments based on a rate of at least 5.25%.That’s what’s known as the “minimum qualifying...
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Planning on Gifting a Down Payment This Holiday Season?
The season of giving is upon us. For some parents, that means snapping up Black Friday deals to ensure happy kids on Christmas morning.For others, it could mean forking out tens of thousands of...
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