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My Mortgage Blog — Latest Posts
Ready to Move from Renting to Owning?
If you’ve been renting for a while, you’ve probably had the thought: “What would it actually take to buy?” Moving from renting to owning isn’t just a financial shift; it’s a mindset shift. While...
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Home sales slump to start 2026 as correction deepens
Canada's housing market began the year on a soft note, with home sales falling 5.8% from December, according to the Canadian Real Estate Association (CREA). Compared to January 2025, sales were down...
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Making Mortgage Decisions Without Chasing Headlines
It is hard to ignore how unsettled the news feels right now. Trade tensions, economic uncertainty, affordability pressures, and constant talk about interest rates have created a steady stream of...
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Rates on hold as the Bank of Canada waits for clearer economic signals
The Bank of Canada held its key policy rate at 2.25% today, a decision that came as no surprise to markets and economists. More importantly, the Bank signalled that it isn’t in a rush to move...
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