Mortgage Broker Saint John NB: The Mortgage Group - Cindy MacFarland

Cindy MacFarland || August 12, 2025

July’s weak jobs report unlikely to sway Bank of Canada’s next move

Canada’s labour market stumbled in July, losing 41,000 jobs, wiping out nearly half of June’s surprising gains. The unemployment rate held at 6.9%, but mostly because fewer people were looking for...

Cindy MacFarland || August 01, 2025

What the Bank of Canada’s latest outlook means for interest rates

The Bank of Canada held its benchmark interest rate at 2.75% this week, marking its third straight hold in the current rate-cutting cycle. While the decision itself was widely expected, the...

Cindy MacFarland || July 23, 2025

Common Myths About Mortgage Brokers

Misconceptions & ClarificationsThere’s a lot of misinformation floating around when it comes to mortgage brokers. Let’s clear up a few of the most common myths: Myth 1: Mortgage brokers only work...

Cindy MacFarland || July 18, 2025

What Is a Mortgage Broker and What Do They Do?

A mortgage broker is a licensed professional who helps homebuyers (and homeowners looking to refinance) connect with lenders. Think of them as your personal matchmaker for mortgages—they don’t lend...