Mortgage Broker Saint John NB: The Mortgage Group - Cindy MacFarland

Cindy MacFarland || January 11, 2022

Home Surtax Explored as Prices Continue to Rise

As new home prices marked the 20th consecutive month of growth, a new report backed by Canada’s housing agency called for a new annual tax to help address affordability. The...

Cindy MacFarland || December 30, 2021

No Changes to the Mortgage Stress Tests

If you’re in the market for a home—and a mortgage—you’ll have to continue to prove you can afford monthly payments based on a rate of at least 5.25%.That’s what’s known as the “minimum qualifying...

Cindy MacFarland || December 07, 2021

Planning on Gifting a Down Payment This Holiday Season?

The season of giving is upon us. For some parents, that means snapping up Black Friday deals to ensure happy kids on Christmas morning.For others, it could mean forking out tens of thousands of...

Cindy MacFarland || November 30, 2021

Home Prices in Saint John & Southern NB Near All-Time High, Raising Concerns About Affordability

Average home prices across Canada are back on the rise, nearing the all-time high reached in March.In October, the average selling price was $716,585, up 4.4% from September and an 18.2% jump from a...