Mortgage Broker Saint John NB: The Mortgage Group - Cindy MacFarland

Cindy MacFarland || December 06, 2018

The Upside of Alternative and/or Unregulated Lenders

A recent report from the Bank of Canada reviewed the impact of the government's policy changes on the mortgage market. It found that overall market activity had slowed -- something we knew would...

Cindy MacFarland || October 03, 2018

Confused about your credit score – you're not alone

Here’s a typical scenario: You and your spouse are applying for a mortgage loan. You’ve had credit for years with three or four credit cards, a car loan and a line of credit. You always pay the...

Cindy MacFarland || September 04, 2018

How NAFTA Uncertainty is Impacting Canadian Mortgage Rates

he Bank of Canada (BoC) meets this week and that’s always noteworthy for anyone keeping an eye on Canadian mortgage rates.While the Bank isn’t expected to increase its overnight rate, which our...

Cindy MacFarland || July 05, 2018

Why some homeowners will pay more than expected to renew their mortgage

New accounting rules adopted by the banks mean they’re paying closer attention than ever before to your financial situation and your home’s value when you renew a mortgage.Mortgage renewals used to be...