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My Mortgage Blog — Latest Posts
Is the Bank of Canada finally done hiking rates?
As was widely expected, the Bank of Canada delivered a second consecutive rate hold today, leaving its key benchmark rate at 5.00%. That was welcome news for variable-rate mortgage holders, who...
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Mortgage Payment Options Made Easy
Navigating the world of mortgages can be a daunting task, and one of the critical decisions borrowers face is choosing the right payment schedule. With several mortgage payment options available,...
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Can You change lenders to obtain a lower mortgage interest rate?
Yes, in Canada, you can change lenders to obtain a lower mortgage interest rate through a process known as mortgage refinancing or mortgage transfer. Here are some key points to consider if you want...
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Unlocking Tax Benefits with the Smith Manoeuvre: Building Wealth While Paying Down Your Mortgage
Unlocking Tax Benefits with the Smith Manoeuvre: Building Wealth While Paying Down Your MortgageWouldn't it be nice if your mortgage interest could be tax-deductible? In Canada, it's not only a...
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