Cindy MacFarland Mortgage Broker Saint John NB: The Mortgage Group

Cindy MacFarland || January 24, 2018

How to use your RRSP for a Down Payment

Options for first time home buyersInterest rates are going up, mortgage rules have changed and house prices in some parts of the country don’t seem to be going down – yet. This may not look good for...

Cindy MacFarland || October 31, 2017

Mortgage Changes Ahead

As you probably know, the mortgage rules are changing once again, effective January 1. The introduction of the minimum qualifying rate (stress test), this time for uninsured buyers, may be the...

Cindy MacFarland || February 23, 2017

What’s really going on in Canada’s housing market?

What are we to make of the mixed messages in the media? Are we in a bubble? Has the bubble burst? Are prices going up? Are prices going down? Are sales down or are sales up? Are new housing starts up...

Cindy MacFarland || January 19, 2017

Canada set to grow in different ways

The Canadian economy is poised to grow again, but in a very different way according to the Bank of Canada’s (BoC) recently-released Monetary Policy Report. The BoC expects global economic growth to...