Mortgage Broker Saint John NB: The Mortgage Group - Cindy MacFarland

Cindy MacFarland || October 25, 2023

Mortgage Payment Options Made Easy

Navigating the world of mortgages can be a daunting task, and one of the critical decisions borrowers face is choosing the right payment schedule. With several mortgage payment options available,...

Cindy MacFarland || October 25, 2023

Is the Bank of Canada finally done hiking rates?

As was widely expected, the Bank of Canada delivered a second consecutive rate hold today, leaving its key benchmark rate at 5.00%. That was welcome news for variable-rate mortgage holders, who...

Cindy MacFarland || October 19, 2023

Unlocking Tax Benefits with the Smith Manoeuvre: Building Wealth While Paying Down Your Mortgage

Unlocking Tax Benefits with the Smith Manoeuvre: Building Wealth While Paying Down Your MortgageWouldn't it be nice if your mortgage interest could be tax-deductible? In Canada, it's not only a...

Cindy MacFarland || October 19, 2023

Can You change lenders to obtain a lower mortgage interest rate?

Yes, in Canada, you can change lenders to obtain a lower mortgage interest rate through a process known as mortgage refinancing or mortgage transfer. Here are some key points to consider if you want...